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Author: Kate Stalter

Kate Stalter is an investment advisor representative at Core Planning, where she works primarily with Gen X clients who are approaching the critical retirement-planning years. She’s been in the financial industry since 2000, after receiving her MBA from the Kellogg School of Management at Northwestern University. Before that, she worked as a business journalist and in business development at a tech start-up. An Experienced Advisor and Journalist With over two decades of experience in both financial advising and financial journalism, Kate’s perspective combines portfolio management with tax and insurance planning. Her practice emphasizes helping clients navigate the complexities of retirement readiness, from investment strategies to Social Security decisions. A key part of her client work involves addressing the behavioral and emotional sides of money that are typically overlooked by financial advisors. Before joining Core Planning, Kate built a career as a nationally recognized financial journalist, with bylines at CNN, U.S. News & World Report, Morningstar Magazine, Investor’s Business Daily, Financial Planning Magazine, and, of course, TheStreet Pro. In 2014, she founded an investment advisory firm that grew from zero in assets to SEC registration of over $100 million in less than five years. Kate enjoys breaking down complicated investment and retirement topics into plain-English insights that readers and clients can actually use. Financial jargon helps nobody!

The Stock Tip Nobody Wants: It Doesn’t Matter

Avatar photo Kate Stalter on July 11, 2026

telling a secret

The data show the real edge is never picking winners; it’s something far less exciting.

Covered Call ETFs: Smart Income Tool or Overpriced Compromise?

Avatar photo Kate Stalter on July 4, 2026

Losing money hurts more than winning feels good, and covered call ETFs are built entirely around that fear. But is the peace of mind they buy worth the price?

The Yield Trap Investors Keep Falling For

Avatar photo Kate Stalter on June 27, 2026

Trap

A high dividend yield can look like a ticket to lasting retirement income, until the cut arrives. Before rushing into a high-yield name, ask yourself three questions.

That Dividend Check May Be Costing More Than It Pays

Avatar photo Kate Stalter on June 20, 2026

Dividend income

Dividend income feels like a safety net, but a portfolio that keeps paying doesn’t necessarily keep growing. Here’s what the yield doesn’t show you.

The World’s Biggest Investor Says You’re Doing It All Wrong

Avatar photo Kate Stalter on June 13, 2026

confused investor

BlackRock says your portfolio strategy is outdated. Here’s what to actually do about it.

Fix Portfolio Drift Now and You Might Save Your Retirement

Avatar photo Kate Stalter on June 6, 2026

Your future self is begging you to check up on your portfolio holdings.

How the Case for Cash Adds Up (And When It Doesn’t)

Avatar photo Kate Stalter on May 30, 2026

As zero interest rates have become a thing of the past, has your strategy caught up?

Your Bond Slice Just Got Interesting

Avatar photo Kate Stalter on May 20, 2026

asset allocation

The 30-year Treasury just hit a 20-year high of 5%. That resets the math on the bond part most portfolios ignore. Here’s how to check yours.

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